*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1f2937;background:#fff}
a{color:#0b5cad}.wrap{max-width:1100px;margin:0 auto;padding:0 20px}h1,h2,h3{line-height:1.2;color:#0f2a44}h2{font-size:1.6rem;margin-top:2rem}
.topbar{background:#0f2a44;color:#cbd5e1;font-size:.85rem;text-align:center;padding:6px}.topbar a{color:#38bdf8;font-weight:700;text-decoration:none}
header.site{background:#fff;border-bottom:1px solid #e5e7eb;position:sticky;top:0;z-index:5}.nav{display:flex;align-items:center;gap:20px;height:64px}
.logo{font-size:1.15rem;color:#0f2a44;text-decoration:none;white-space:nowrap}.logo .mark{color:#0ea5e9}.nav nav{display:flex;gap:18px;flex:1}.nav nav a{color:#374151;text-decoration:none;font-size:.95rem}
.btn{display:inline-flex;flex-direction:column;align-items:center;background:#0ea5e9;color:#111;font-weight:800;text-decoration:none;border-radius:12px;box-shadow:0 6px 18px rgba(245,158,11,.35)}
.btn.small{padding:8px 16px}.btn.big{padding:16px 34px;font-size:1.35rem;margin:14px 0}.btn small{font-size:1rem;font-weight:600}.btn:hover{background:#38bdf8}
.hero{background:linear-gradient(135deg,#0f2a44,#1e4f7a);color:#fff;padding:64px 0}.hero.sm{padding:44px 0}.hero h1{color:#fff;font-size:2.6rem;margin:.3em 0}.hero h1 span{color:#38bdf8}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;color:#93c5fd;font-weight:700}.lead{font-size:1.15rem;max-width:720px}
.ticks{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:18px;color:#d1fae5}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:-30px}.card{background:#fff;border:1px solid #e5e7eb;border-radius:14px;padding:22px;box-shadow:0 4px 14px rgba(0,0,0,.05)}
.card.soft{background:#f8fafc}.ic{width:38px;height:38px;border-radius:50%;background:#0f2a44;color:#38bdf8;display:grid;place-items:center;font-weight:800}
.split{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start}.check{list-style:none;padding:0}.check li{padding:6px 0 6px 30px;position:relative}.check li:before{content:"⚠";position:absolute;left:0;color:#0ea5e9}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chips a{background:#eef2f7;padding:8px 14px;border-radius:999px;text-decoration:none;color:#0f2a44;font-weight:600}
details{border-bottom:1px solid #e5e7eb;padding:12px 0}summary{font-weight:700;cursor:pointer;color:#0f2a44}
.note{background:#f0f9ff;border-left:4px solid #0ea5e9;padding:12px 16px;border-radius:6px;font-size:.92rem;margin:30px auto}
.page{padding:30px 20px 10px}table{width:100%;border-collapse:collapse;margin:16px 0}td,th{border:1px solid #e5e7eb;padding:10px;text-align:left}th{background:#0f2a44;color:#fff}.small{font-size:.85rem;color:#6b7280}
.steps li{margin:10px 0}.cta-band{background:#0f2a44;color:#fff;text-align:center;padding:40px 0;margin-top:40px}.cta-band h2{color:#fff;margin-top:0}
footer{background:#0b1f33;color:#cbd5e1;padding:36px 0 80px;font-size:.9rem}footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}footer a{display:block;color:#cbd5e1;text-decoration:none;padding:2px 0}footer b{color:#fff}.disc{font-size:.85rem}.copy{color:#94a3b8;font-size:.8rem}
.sticky{display:none}
@media(max-width:820px){.nav nav{display:none}.nav{justify-content:space-between}.hero{padding:40px 0}.hero h1{font-size:1.9rem}.grid3,.split,footer .cols{grid-template-columns:1fr}.grid3{margin-top:20px}
.btn.big{width:100%}.sticky{display:block;position:fixed;bottom:0;left:0;right:0;background:#0ea5e9;color:#111;text-align:center;font-weight:800;padding:14px;font-size:1.1rem;text-decoration:none;z-index:9;box-shadow:0 -4px 12px rgba(0,0,0,.2)}}
.herogrid{display:grid;grid-template-columns:1.15fr 1fr;gap:40px;align-items:center}.heroimg{width:100%;height:auto;border-radius:16px;box-shadow:0 20px 40px rgba(0,0,0,.35);border:4px solid rgba(255,255,255,.15)}
figure{margin:20px 0}.inline{width:100%;max-width:640px;height:auto;border-radius:12px}figcaption{font-size:.85rem;color:#6b7280}
@media(max-width:820px){.herogrid{grid-template-columns:1fr;gap:20px}.heroimg{max-height:260px;object-fit:cover}}
img.inline{width:100%;height:auto;border-radius:12px;display:block}figure{margin:1rem 0}a.card{text-decoration:none;color:inherit;display:block}a.card img{margin-bottom:.6rem;aspect-ratio:4/3;object-fit:cover}sup{font-size:.7em}
.btn.small{white-space:nowrap}
.grid3.svc{margin-top:0;padding:0}
.grid3.steps3{margin-top:32px}